{"id":325,"date":"2023-04-14T10:19:03","date_gmt":"2023-04-14T10:19:03","guid":{"rendered":"https:\/\/goldenskillsplatform.eu\/?page_id=325"},"modified":"2024-01-16T14:33:26","modified_gmt":"2024-01-16T14:33:26","slug":"module-3-saving-and-spending-money","status":"publish","type":"page","link":"https:\/\/goldenskillsplatform.eu\/hr\/module-3-saving-and-spending-money\/","title":{"rendered":"Modul 3: \u0160tednja i tro\u0161enje novca"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"325\" class=\"elementor elementor-325\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8343f9d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8343f9d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-601f2dc\" data-id=\"601f2dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a66669 elementor-widget elementor-widget-image\" data-id=\"6a66669\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.0 - 08-05-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"145\" src=\"https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/01\/goldenskills-1024x145.png\" class=\"attachment-large size-large wp-image-14\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/01\/goldenskills-1024x145.png 1024w, https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/01\/goldenskills-300x42.png 300w, https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/01\/goldenskills-768x109.png 768w, https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/01\/goldenskills-1536x218.png 1536w, https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/01\/goldenskills.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b964208\" data-id=\"b964208\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64e8edc elementor-widget elementor-widget-ekit-nav-menu\" data-id=\"64e8edc\" data-element_type=\"widget\" data-widget_type=\"ekit-nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ekit-wid-con ekit_menu_responsive_tablet\" data-hamburger-icon=\"\" data-hamburger-icon-type=\"icon\" data-responsive-breakpoint=\"1024\">            <button class=\"elementskit-menu-hamburger elementskit-menu-toggler\"  type=\"button\" aria-label=\"hamburger-icon\">\n                                    <span class=\"elementskit-menu-hamburger-icon\"><\/span><span class=\"elementskit-menu-hamburger-icon\"><\/span><span class=\"elementskit-menu-hamburger-icon\"><\/span>\n                            <\/button>\n            <div id=\"ekit-megamenu-menu\" class=\"elementskit-menu-container elementskit-menu-offcanvas-elements elementskit-navbar-nav-default elementskit_line_arrow ekit-nav-menu-one-page-no ekit-nav-dropdown-hover\"><ul id=\"menu-menu\" class=\"elementskit-navbar-nav elementskit-menu-po-center submenu-click-on-icon\"><li id=\"menu-item-41\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-41 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/\" class=\"ekit-menu-nav-link menu-link\">Home<\/a><\/li>\n<li id=\"menu-item-42\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-42 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/#about\" class=\"ekit-menu-nav-link menu-link\">About<\/a><\/li>\n<li id=\"menu-item-113\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-113 nav-item elementskit-dropdown-has relative_position elementskit-dropdown-menu-default_width elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/#pr1\" class=\"ekit-menu-nav-link ekit-menu-dropdown-toggle menu-link\">Interaktivna infografika<i class=\"icon icon-down-arrow1 elementskit-submenu-indicator\"><\/i><\/a>\n<ul class=\"elementskit-dropdown elementskit-submenu-panel\">\n\t<li id=\"menu-item-422\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-422 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/money-everyday-meaning\/\" class=\"dropdown-item menu-link\">1. Novac &amp; njegovo svakodnevno zna\u010denje<\/a>\t<li id=\"menu-item-459\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-459 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/budgeting-and-personal-finance-management\/\" class=\"dropdown-item menu-link\">2. Prora\u010dun i upravljanje osobnim financijama<\/a>\t<li id=\"menu-item-458\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-458 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/financial-mathematics\/\" class=\"dropdown-item menu-link\">3. Financijski izra\u010duni<\/a>\t<li id=\"menu-item-457\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-457 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/income-and-earning-money\/\" class=\"dropdown-item menu-link\">4. Prihod i zarada<\/a>\t<li id=\"menu-item-456\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-456 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/5-spending-money\/\" class=\"dropdown-item menu-link\">5. Tro\u0161enje novca<\/a>\t<li id=\"menu-item-455\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-455 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/saving-money\/\" class=\"dropdown-item menu-link\">6. \u0160tednja novca<\/a>\t<li id=\"menu-item-235\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-235 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/borrowing-money-2\/\" class=\"dropdown-item menu-link\">7. Posu\u0111ivanje novca<\/a>\t<li id=\"menu-item-454\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-454 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/the-importance-of-financial-literacy\/\" class=\"dropdown-item menu-link\">8. Va\u017enost financijske pismenosti<\/a><\/ul>\n<\/li>\n<li id=\"menu-item-243\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-243 nav-item elementskit-dropdown-has relative_position elementskit-dropdown-menu-default_width elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/#EPP\" class=\"ekit-menu-nav-link ekit-menu-dropdown-toggle menu-link\">Obrazovni program za roditelje<i class=\"icon icon-down-arrow1 elementskit-submenu-indicator\"><\/i><\/a>\n<ul class=\"elementskit-dropdown elementskit-submenu-panel\">\n\t<li id=\"menu-item-338\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-338 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/basics-of-pedagogy\/\" class=\"dropdown-item menu-link\">Modul 1: Osnove pedagogije<\/a>\t<li id=\"menu-item-337\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-337 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/module-2-teaching-siblings-in-online-environments\/\" class=\"dropdown-item menu-link\">Modul 2: Podu\u010davanje unutar obitelji u online okru\u017eenju<\/a>\t<li id=\"menu-item-336\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-336 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/module-3-saving-and-spending-money\/\" class=\"dropdown-item menu-link\">Modul 3: \u0160tednja i tro\u0161enje novca<\/a>\t<li id=\"menu-item-335\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-335 nav-item elementskit-mobile-builder-content\" data-vertical-menu=\"750px\"><a href=\"https:\/\/goldenskillsplatform.eu\/hr\/module-4-financial-literacy\/\" class=\"dropdown-item menu-link\">Modul 4: Financijska pismenost<\/a><\/ul>\n<\/li>\n<\/ul><div class=\"elementskit-nav-identity-panel\">\n\t\t\t\t<div class=\"elementskit-site-title\">\n\t\t\t\t\t<a class=\"elementskit-nav-logo\" href=\"https:\/\/goldenskillsplatform.eu\/hr\" target=\"_self\" rel=\"\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"\" title=\"\" alt=\"\" \/>\n\t\t\t\t\t<\/a> \n\t\t\t\t<\/div><button class=\"elementskit-menu-close elementskit-menu-toggler\" type=\"button\">X<\/button><\/div><\/div><div class=\"elementskit-menu-overlay elementskit-menu-offcanvas-elements elementskit-menu-toggler ekit-nav-menu--overlay\"><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-46daa48 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"46daa48\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-be8fc63\" data-id=\"be8fc63\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ffdeed1 elementor-widget elementor-widget-heading\" data-id=\"ffdeed1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.0 - 08-05-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h6 class=\"elementor-heading-title elementor-size-default\">Modul #3<\/h6>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3d52bd elementor-widget elementor-widget-heading\" data-id=\"f3d52bd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-xxl\"> \u0160tednja i tro\u0161enje novca<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-531ccb0 elementor-widget elementor-widget-text-editor\" data-id=\"531ccb0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.0 - 08-05-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>\u0160tednja i tro\u0161enje novca \nOvaj modul je osmi\u0161ljen kako bi pomogao roditeljima da pou\u010de svoju djecu boljim nov\u010danim vje\u0161tinama. Kako djeca rastu i postaju samostalnija, sve \u0107e se \u010de\u0161\u0107e suo\u010davati s financijskim odlukama koje \u0107e utjecati na njihove \u017eivote. Neophodno je da mladi ljudi steknu dobre nov\u010dane navike od ranog djetinjstva kako bi mogli donositi promi\u0161ljene financijske odluke kako odrastaju.<\/p><p>Ovaj \u0107e se modul usredoto\u010diti na dvije bitne nov\u010dane vje\u0161tine: tro\u0161enje i \u0161tednju. Istra\u017eivat \u0107emo osnove izrade prora\u010duna i kako napraviti plan potro\u0161nje koji odgovara mladima. Tako\u0111er \u0107emo razgovarati o va\u017enosti \u0161tednje novca i kako postaviti dosti\u017ene ciljeve \u0161tednje.<\/p><p>Kao roditelji, vi ste u jedinstvenoj poziciji pomo\u0107i svojoj djeci da razviju dobre financijske navike. Podu\u010davaju\u0107i ih osnovama tro\u0161enja i \u0161tednje, mo\u017eete im pomo\u0107i da do\u017eivotno budu financijski uspje\u0161ni. Ovaj modul \u0107e vam pru\u017eiti alate i znanje za podu\u010davanje ovih va\u017enih nov\u010danih vje\u0161tina na zabavan i privla\u010dan na\u010din u kojem \u0107e va\u0161i mladi u\u017eivati i razumjeti ga<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-74da3b3\" data-id=\"74da3b3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b47c2ff elementor-widget elementor-widget-image\" data-id=\"b47c2ff\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/euro-coin.png\" class=\"attachment-large size-large wp-image-224\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/euro-coin.png 500w, https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/euro-coin-300x300.png 300w, https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/euro-coin-150x150.png 150w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cde809f elementor-widget elementor-widget-text-editor\" data-id=\"cde809f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1fa80d5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1fa80d5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c629dcd\" data-id=\"c629dcd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49dc166 elementor-widget elementor-widget-spacer\" data-id=\"49dc166\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.0 - 08-05-2023 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8050d62 elementor-widget elementor-widget-eael-image-accordion\" data-id=\"8050d62\" data-element_type=\"widget\" data-widget_type=\"eael-image-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t    <div class=\"eael-img-accordion accordion-direction-horizontal eael-img-accordion-horizontal-align-center eael-img-accordion-vertical-align-center\" id=\"eael-img-accordion-8050d62\" data-img-accordion-id=\"8050d62\" data-img-accordion-type=\"on-hover\">\n                    \n            <a href=\"#sect1\" class=\"eael-image-accordion-hover\" style=\"background-image: url(https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/file.png);\"target=\"_blank\"  tabindex=\"0\">\n            <div class=\"overlay\">\n                <div class=\"overlay-inner\">\n                    <div class=\"overlay-inner\">\n                        <h2 class=\"img-accordion-title\">Nastavni plan<\/h2>                            <p><p>Klikni ovdje za prikaz\u00a0<\/p><\/p>\n                                            <\/div>\n                <\/div>\n            <\/div>\n            <\/a>\n                    \n            <a href=\"#sect2\" class=\"eael-image-accordion-hover\" style=\"background-image: url(https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/powerpoint-logo.png);\"  tabindex=\"1\">\n            <div class=\"overlay\">\n                <div class=\"overlay-inner\">\n                    <div class=\"overlay-inner\">\n                        <h2 class=\"img-accordion-title\">PowerPoint<\/h2>                            <p><p>Klikni ovdje za prikaz\u00a0<\/p><\/p>\n                                            <\/div>\n                <\/div>\n            <\/div>\n            <\/a>\n                    \n            <a href=\"#sect3\" class=\"eael-image-accordion-hover\" style=\"background-image: url(https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/business-idea-2.png);\"  tabindex=\"2\">\n            <div class=\"overlay\">\n                <div class=\"overlay-inner\">\n                    <div class=\"overlay-inner\">\n                        <h2 class=\"img-accordion-title\">Savjeti<\/h2>                            <p><p>Klikni ovdje za prikaz\u00a0<\/p><\/p>\n                                            <\/div>\n                <\/div>\n            <\/div>\n            <\/a>\n                <\/div>\n        <style typr=\"text\/css\">\n                    #eael-img-accordion-8050d62 .eael-image-accordion-hover:hover {\n                        flex: 3 1 0% !important;\n                    }\n                    #eael-img-accordion-8050d62 .eael-image-accordion-hover:hover:hover .overlay-inner * {\n                        opacity: 1;\n                        visibility: visible;\n                        transform: none;\n                        transition: all .3s .3s;\n                    }\n                <\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95fc0c9 elementor-widget elementor-widget-spacer\" data-id=\"95fc0c9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a4f5776 hidden elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a4f5776\" data-element_type=\"section\" id=\"sect1\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d45ad1\" data-id=\"6d45ad1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-823fd49 elementor-widget elementor-widget-shortcode\" data-id=\"823fd49\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-element-823fd49{display:none !important}<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17c03ff elementor-widget elementor-widget-shortcode\" data-id=\"17c03ff\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-element-17c03ff{display:none !important}<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-266ef2c elementor-widget elementor-widget-shortcode\" data-id=\"266ef2c\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-element-266ef2c{display:none !important}<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aea35ba elementor-widget elementor-widget-shortcode\" data-id=\"aea35ba\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"_df_book df-lite\" id=\"df_1614\"  data-title=\"lesson-plan-3-hr\" _slug=\"lesson-plan-3-hr\" wpoptions=\"true\" thumbtype=\"bg\" ><p class=\"df-raw-loading\">Please wait while flipbook is loading. For more related info, FAQs and issues please refer to <a href=\"https:\/\/wordpress.org\/plugins\/3d-flipbook-dflip-lite\/#installation\">DearFlip WordPress Flipbook Plugin Help<\/a> documentation.<\/p><\/div><script class=\"df-shortcode-script\" type=\"application\/javascript\">window.option_df_1614 = {\"outline\":[],\"backgroundColor\":\"#FFFFFF\",\"forceFit\":\"true\",\"autoEnableOutline\":\"false\",\"autoEnableThumbnail\":\"false\",\"overwritePDFOutline\":\"false\",\"direction\":\"1\",\"pageSize\":\"0\",\"source\":\"https:\\\/\\\/goldenskillsplatform.eu\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/GS-IO3-W3-Lesson-Plan-HR.pdf\",\"wpOptions\":\"true\"}; if(window.DFLIP && window.DFLIP.parseBooks){window.DFLIP.parseBooks();}<\/script>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6047e2 elementor-widget elementor-widget-shortcode\" data-id=\"c6047e2\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-element-c6047e2{display:none !important}<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f4c8c05 hidden elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f4c8c05\" data-element_type=\"section\" id=\"sect2\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fe89187\" data-id=\"fe89187\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5698a6b elementor-widget elementor-widget-embedpres_document\" data-id=\"5698a6b\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"embedpres_document.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-element-5698a6b{display:none !important}<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-323148a elementor-widget elementor-widget-embedpres_document\" data-id=\"323148a\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"embedpres_document.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-element-323148a{display:none !important}<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac47496 elementor-widget elementor-widget-embedpres_document\" data-id=\"ac47496\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"embedpres_document.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-element-ac47496{display:none !important}<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f8c9b3 elementor-widget elementor-widget-embedpres_document\" data-id=\"7f8c9b3\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"embedpres_document.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-element-7f8c9b3{display:none !important}<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4974135 elementor-widget elementor-widget-embedpres_document\" data-id=\"4974135\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"embedpres_document.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        \n\n        <div class=\"embedpress-document-embed ep-doc-20431516a9d590790073267856e3db9c ose-document\" style=\"width: 1000px;height: 600px; max-width:100%; display: inline-block\">\n        \n                    <div id=\"ep-elementor-content-4974135\" class=\"ep-elementor-content    ep-content-protection-disabled\">\n                <div id=\"4974135\" class=\"ep-embed-content-wraper\">\n                <div class=\"embedpress-embed-document-pdf embedpress-pdf-4974135\" data-emid=\"embedpress-pdf-4974135\"><iframe title=\"Golden-Skills-IO3-W3-_HR\" allowfullscreen=\"true\" mozallowfullscreen=\"true\" webkitallowfullscreen=\"true\" style=\"width: 1000px;height: 600px; max-width:100%;\" src=\"\/\/view.officeapps.live.com\/op\/embed.aspx?src=https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2024\/01\/Golden-Skills-IO3-W3-_HR.pptx&#038;embedded=true\"><\/iframe><p class=\"embedpress-el-powered\">Powered By EmbedPress<\/p><\/div>                <\/div>\n            <\/div>\n        <\/div>\n\n        \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b6a3fc9 hidden elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b6a3fc9\" data-element_type=\"section\" id=\"sect3\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0a39558\" data-id=\"0a39558\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-02f8117 elementor-widget elementor-widget-shortcode\" data-id=\"02f8117\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-element-02f8117{display:none !important}<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed1d920 elementor-widget elementor-widget-shortcode\" data-id=\"ed1d920\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-element-ed1d920{display:none !important}<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60cd73a elementor-widget elementor-widget-shortcode\" data-id=\"60cd73a\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-element-60cd73a{display:none !important}<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f527f7a elementor-widget elementor-widget-shortcode\" data-id=\"f527f7a\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-element-f527f7a{display:none !important}<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-247c1f2 elementor-widget elementor-widget-shortcode\" data-id=\"247c1f2\" data-element_type=\"widget\" data-no-translation=\"\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"_df_book df-lite\" id=\"df_1616\"  data-title=\"tip-sheet-3-hr\" _slug=\"tip-sheet-3-hr\" wpoptions=\"true\" thumbtype=\"bg\" ><p class=\"df-raw-loading\">Please wait while flipbook is loading. For more related info, FAQs and issues please refer to <a href=\"https:\/\/wordpress.org\/plugins\/3d-flipbook-dflip-lite\/#installation\">DearFlip WordPress Flipbook Plugin Help<\/a> documentation.<\/p><\/div><script class=\"df-shortcode-script\" type=\"application\/javascript\">window.option_df_1616 = {\"outline\":[],\"backgroundColor\":\"#FFFFFF\",\"forceFit\":\"true\",\"autoEnableOutline\":\"false\",\"autoEnableThumbnail\":\"false\",\"overwritePDFOutline\":\"false\",\"direction\":\"1\",\"pageSize\":\"0\",\"source\":\"https:\\\/\\\/goldenskillsplatform.eu\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/GS-IO3-W3-Tip-Sheet-HR.pdf\",\"wpOptions\":\"true\"}; if(window.DFLIP && window.DFLIP.parseBooks){window.DFLIP.parseBooks();}<\/script><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b17c1fd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b17c1fd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d7a034\" data-id=\"4d7a034\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-84ee4af elementor-widget elementor-widget-html\" data-id=\"84ee4af\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\r\n  .elementor-editor-active .hidden {\r\n    display: block;\r\n  }\r\n\r\n  .hidden {\r\n    display: none;\r\n  }\r\n\r\n  .shown {\r\n    display: block !important;\r\n  }\r\n<\/style>\r\n\r\n<script>\r\n  var btn1 = document.querySelector('#eael-img-accordion-8050d62 a:nth-child(1)');\r\nvar btn2 = document.querySelector('#eael-img-accordion-8050d62 a:nth-child(2)');\r\nvar btn3 = document.querySelector('#eael-img-accordion-8050d62 a:nth-child(3)');\r\n\r\n\r\n  \/\/ Click Event Handlers for buttons\r\n  btn1.onclick = function(event) {\r\n    event.preventDefault();\r\n    toggleDivs(\"sect1\");\r\n  };\r\n\r\n  btn2.onclick = function(event) {\r\n    event.preventDefault();\r\n    toggleDivs(\"sect2\");\r\n  };\r\n\r\n  btn3.onclick = function(event) {\r\n    event.preventDefault();\r\n    toggleDivs(\"sect3\");\r\n  };\r\n\r\n  \/\/ Function to hide or show\r\n  function toggleDivs(s) {\r\n    \/\/ Reset\r\n    document.getElementById(\"sect1\").classList.remove(\"shown\");\r\n    document.getElementById(\"sect2\").classList.remove(\"shown\");\r\n    document.getElementById(\"sect3\").classList.remove(\"shown\");\r\n\r\n    \/\/ Show\r\n    document.getElementById(s).classList.add(\"shown\");\r\n  }\r\n<\/script>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-389f401 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"389f401\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f74c1ac\" data-id=\"f74c1ac\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f6112f0 elementor-widget elementor-widget-text-editor\" data-id=\"f6112f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Funded by the European Union. Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the European Education and Culture Executive Agency (EACEA). Neither the European Union nor EACEA can be held responsible for them<\/p><p>Project Number &#8211; <span style=\"font-size: 16px;\">2021-1-DE02-KA220-ADU-<\/span><wbr style=\"font-style: inherit; font-weight: inherit;\" \/><span style=\"font-size: 16px;\">000035188<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1601f90\" data-id=\"1601f90\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3621d0a elementor-widget elementor-widget-image\" data-id=\"3621d0a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"215\" src=\"https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/EN-Co-funded-by-the-EU_PANTONE-1024x215.jpg\" class=\"attachment-large size-large wp-image-230\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/EN-Co-funded-by-the-EU_PANTONE-1024x215.jpg 1024w, https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/EN-Co-funded-by-the-EU_PANTONE-300x63.jpg 300w, https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/EN-Co-funded-by-the-EU_PANTONE-768x161.jpg 768w, https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/EN-Co-funded-by-the-EU_PANTONE-1536x322.jpg 1536w, https:\/\/goldenskillsplatform.eu\/wp-content\/uploads\/2023\/04\/EN-Co-funded-by-the-EU_PANTONE-2048x430.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Home About Interactive Infographics 1.Money &#038; Everyday Meaning 2.Budgeting and Personal Finance Management 3.Financial Mathematics 4.Income and Earning Money 5.Spending Money 6.Saving Money 7.Borrowing Money 8.The Importance of Financial Literacy Educational Programme for Parents Module 1: Basics of Pedagogy Module 2: Teaching Siblings in Online Environments Module 3: Saving and Spending Money Module 4: Financial &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/goldenskillsplatform.eu\/hr\/module-3-saving-and-spending-money\/\"> <span class=\"screen-reader-text\">Modul 3: \u0160tednja i tro\u0161enje novca<\/span> Read More &raquo;<\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":""},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/goldenskillsplatform.eu\/hr\/wp-json\/wp\/v2\/pages\/325"}],"collection":[{"href":"https:\/\/goldenskillsplatform.eu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/goldenskillsplatform.eu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/goldenskillsplatform.eu\/hr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/goldenskillsplatform.eu\/hr\/wp-json\/wp\/v2\/comments?post=325"}],"version-history":[{"count":49,"href":"https:\/\/goldenskillsplatform.eu\/hr\/wp-json\/wp\/v2\/pages\/325\/revisions"}],"predecessor-version":[{"id":1630,"href":"https:\/\/goldenskillsplatform.eu\/hr\/wp-json\/wp\/v2\/pages\/325\/revisions\/1630"}],"wp:attachment":[{"href":"https:\/\/goldenskillsplatform.eu\/hr\/wp-json\/wp\/v2\/media?parent=325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}